From 7 questions to a clear plan in 60 seconds
No jargon. No hard sell. Just a straightforward read on your current protection — and what to do next.
Answer 7 questions
Quick, plain-language questions about your current medical coverage, lifestyle and family situation.
Get your score /100
Your answers are scored automatically across hospitalisation, critical illness, income protection and planning.
Close the gaps
Review your recommended Starter, Balanced or Enhanced plan and apply through a simple, guided process.
Four pillars of real protection
A medical card alone rarely tells the full story. Your score covers the areas that actually matter when life happens.
Hospitalisation & medical cover
Does your current plan keep up with today's private hospital costs? We check your daily room-and-board limits, annual limits and whether you're relying on employer coverage that could disappear with a job change. A hospital stay in a private facility can cost thousands a day — the gap between what your card covers and what the hospital charges is often where families get caught out.
Most people discover their employer group plan covers far less than they assumed — especially for critical treatments and follow-up care.
Critical illness
Cancer, heart attack, stroke — treatment is expensive and recovery takes time. We assess whether you have dedicated critical illness protection or just a thin rider.
Income protection
If you couldn't work for six months, how long would your savings hold? We check your emergency buffer and how your family would cope without your income.
Coverage review & planning
Coverage bought at 25 rarely fits at 40. We check whether your plan has kept pace with your age, income and family responsibilities.
Before you start
Yes — completely free, with no obligation attached. You'll get your score and a clear summary of your protection gaps. Whether you choose to act on it is entirely up to you.
They're three levels of protection tailored to where you are now. Starter tops up the essentials, Balanced covers hospitalisation plus critical illness, and Enhanced builds a fuller safety net including income protection. Your score points you to the right starting point.
Plans are underwritten by Great Eastern Life Assurance (Malaysia) Berhad — one of Malaysia's most established insurers, protecting families for over a century. Application is straightforward and guided at every step.
Your answers are used only to calculate your score and prepare a recommendation for you. Nothing is shared without your consent, and you can request removal of your details at any time.
Not at all. Your score and gap analysis are yours to keep. If the results show gaps you'd like to close, we'll simply point you to the plan that fits — the decision stays with you.
Know where you stand — in the next 60 seconds
Seven questions. One clear score. A practical next step for your family's protection.
Start the Medical Protection Check